Focused on effectively recovering commercial debts, no matter how hard your debtors have tried to avoid payment

Working with the UK’s leading law firms, we have developed funded solutions so you don’t have to fund further costs on bad business debts.

The forensic approach

Having spent years in the business of recovering b2b bad debts, we have established a number of processes based on balance sheet analysis and other lines of enquiry. Our dedicated software coupled with our due diligence of recoverability has delivered excellent results and proved particularly useful with debtors using evasive or fraudulent tactics to avoid paying debts.

With our forensic approach, you can be sure that the collection method chosen will be the most effective and give you the greatest prospect of recovering previously written off debt.

Debtor tracing

Our debtor tracing services can locate individuals or companies that owe you money, even if they’ve moved or changed contact information. Our team of experienced professionals use state-of-the-art technology and a range of data sources to track down debtors quickly and efficiently.

We can provide you with accurate and up-to-date information on your debtors, including current addresses, phone numbers, and employment details. We can also conduct credit checks and background searches to provide you with a comprehensive picture of the debtor’s financial situation.

These services are confidential and comply with all relevant data protection and privacy laws. You can rest assured your enquiries will be handled with the utmost sensitivity, while giving us the information needed to take effective action to recover your debt.

In a number of insolvency cases, Insolvency Practitioners (IPs) will have claims against directors, former directors, shareholders and intercompany debtors. Debt recoverability can come into question, and, if the debtor has minimal assets, the IP will have no choice but to close the case, as the statutory obligations required to keep the case open are not only time consuming but expensive.

This is where pa debt advisory can help. We are willing to take assignment of claims in these instances, so you can close the case and dissolve the company to prevent further time and physical costs. We will then continue to monitor the debtor to see if the debt becomes recoverable, and will pursue where appropriate. Once successful, we will make a return to the former office holder to pay down their outstanding costs.

This offers the IP a cost-free solution to cases that would be otherwise closed due to lack of recoverability. All recovery splits would be agreed in advance and never change, however complex the case may become.